Shred and crosscut documents such as old statements, old credit cards and pre-approved credit card offers.

Do not store bank or credit card account numbers on your computer.

Make sure you receive new credit or bank cards in a timely manner. If not, contact the issuer immediately.

Password protect all accounts with made-up words and change them frequently. Do not use your mother’s maiden name as a password or confirmation. For passwords, use a combination of letters and numbers.

Memorize your social security number (SSN) and passwords so they do not need to be written down.

Never give out SSN, credit card or bank numbers to an unsolicited e-mailer or caller, even from parties that look legitimate (e.g., your bank or credit card company).

Do not use your SSN as an ID number. Also, do not include SSN on your driver’s license or school ID.

Notify your credit card company if you are missing a statement in the mail. It may have been stolen.

List all credit card, bank account and customer service numbers and a photocopy of the front and back of each card and keep them in a locked, safe place.

Order your free credit report three times per year. Visit www.annualcreditreport.com or call: 877-322-8228 for more information. You are entitled to one free credit report per year from each of the three main credit bureaus (Equifax, Experian and TransUnion). Place a fraud alert on your file right away if you find fraudulent items on your report.

Don’t post personal information on blogging, instant messaging and community websites. Identifying information such as your photo, home address, the school you attend or home and cell phone numbers can make you an easy target.

What To Do If You’re an ID Theft Victim: