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Federal
Student Loan Programs
Other
Student Loan Options
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The loans in this section are State, Federal, and
Private educational loans that are not automatically awarded to the student on
an award letter. The student or parent must complete an additional
application or request form to apply.
Choosing a
Student Loan Lender
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There are literally hundreds of student loan
lenders out there, how do you know which one to choose? This is a very
personal decision. Every student and family must decide what factors are
most important when choosing a student loan lender. This section provides
information on some things to consider when making this decision.
Loan Counseling
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Loan counseling provides student borrowers with
important information on their rights and responsibilities as a borrower.
Our Managing Your Money section also
provides valuable information on credit and debt management.
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All first-time student loan borrowers are
required to complete on-line Entrance
Loan Counseling before the loan funds can be disbursed to the student.
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All student loan borrowers must complete
Exit Loan Counseling
when they drop below half-time enrollment, withdraw, or before the end of their
last term of enrollment at UND.
Loan
Consolidation Information
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Students who are no longer in school and have a
large student loan debt to repay or have loans from more than one lender may
want to consider consolidating their loans into one payment. This section
provides more information on the process.
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Federal student loans cannot be consolidated with
non-federal student loans. However there are consolidation programs
available for these loans.
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